FINANCING OFFERS
We work with multiple lenders to create affordable financing options for our guests. Whether your goals are low monthly payments, no money down, or short terms, we have the program for you. Check out these popular options and together we’ll find what’s right for you.
DEFERRED INTEREST IF PAID IN
FULL WITHIN 12 MONTHS1 *
On purchases made with your Robbins Brothers credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.See full terms below
FINANCING OFFERS
We work with multiple lenders to create affordable financing options for our guests. Whether your goals are low monthly payments, no money down, or short terms, we have the program for you. Check out these popular options and together we’ll find what’s right for you.
WORRIED ABOUT CREDIT?
We want to make sure we offer you options when it comes to paying for the ring of your dreams.
- We use multiple lenders to give you more options.
- Robbins Brothers offers a 90-day layaway program. 20% down payment required.
- We have nearly 100-year history of first time buyers get the engagement ring of their dreams and begin to establish their credit history.
- 60-day installment plan with qualified checking account. No credit check required.
- Co-signers are welcomed
- No credit needed options
HOW TO APPLY
- Visit any Robbins Brothers store. View store locations.
- Bring a valid ID and your most recent pay stub.
- Not near a store? Have additional questions? Call our Customer Care Team at 800-295-1543 or click here to

† Payment calculator is for estimating payments only, and may not include taxes, delivery or other changes (if any). It is not affiliated with any financing offer/company. Finance offers cannot be combined with any other offer including military discounts, company specific programs or call stones.
1 *- DEFERRED/NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS On qualifying purchases made with your Robbins Brothers credit card. Minimum monthly payments required. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by the end of the promotional period. Offer subject to credit approval. No pre-payment penalty. Cannot be combined with any other offer including military discounts, company specific programs or call stones.
Terms TD Bank: No Interest if Paid in Full within 12 Months: To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, we will charge interest from the purchase date at the Standard APR. After promotional period ends, the Standard APR also applies to the remaining balance. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Advertised monthly payment, if any, is greater than your required minimum monthly payment and excludes taxes, delivery or other charges. Prior purchases excluded. Account must be in good standing. Limited time offer. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your credit agreement for applicable terms. Subject to credit approval. Robbins Brothers financing account issued by TD Bank, N.A.
Terms Synchrony Bank: No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period depending on purchase amount, promo length and payment allocation. Any suggested equal monthly payment shown in connection with this promotional offer may be greater than the required minimum monthly payment that will be charged on your billing statement. These suggested payments (1) equal the promotional purchase amount divided by the number of months in the promo period (excluding taxes and shipping charges) rounded to the next highest whole dollar, and (2) would pay off the promotional purchase amount within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time. In such event, your total payments will equal the amount of the promotional purchase amount. However, if the promotional purchase amount is not paid in full within the promotional period, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
**^^- 9.99% APR with 60 Monthly Payments: Minimum purchase $1,500. 9.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Advertised monthly payment amount excludes taxes, delivery, or other charges. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Limited time offer. Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accountholders, see your credit agreement for applicable terms. Subject to credit approval. Robbins Brothers financing account issued by TD Bank, N.A.
Terms Synchrony Bank: Offer applies only to a single-receipt qualifying purchase. Minimum purchase amount of $1,500.00 is required. This is a limited time offer. Alternate finance plans may be available. Interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial promo purchase amount and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Any monthly payment shown in connection with this promotional offer excludes taxes and delivery and should allow you to pay off the promotional purchase within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
* Robbins Brothers requires no down payment on select purchases made with your Robbins Brothers credit card. We reserve the right to discontinue or alter the terms of this offer any time.










